Homeowner’s insurance is a tool that provides protection from damage caused by fire, wind and other causes. Erb and Young’s goal is to provide its clients with affordable insurance that is tailored to fit their individual needs. The basic coverages a home insurance policy includes are:
To offer affordable policies, Erb and Young has contracted with more than 20 of the top insurance companies in the State of Florida. Each company provides a different benefit to the policy holder. Erb and Young compares the price and coverage from each company and helps choose the policy that best fits the client’s specific needs.
Homeowner’s insurance can be very complicated to write, so it is important to work with an agent that you trust and who is willing to take the time to understand what your coverage needs are. Insurance agents should ask clients questions to help identify the issues that will affect the rates or coverage.
Things that could affect your policy include:
Every policy also has specific coverage and eligibility concerns that need to be uncovered. This could include: